DRAFT — placeholder legal text for CubeLedger, LLC, a Wyoming limited liability company. It has not been reviewed by counsel and is not a legal agreement.

Not financial, tax, or investment advice

CubeLedger, LLC provides software that organizes figures you connect or enter. It is not financial, tax, investment, accounting, or legal advice. Cost basis and unrealized results are estimates for display and are not a Form 8949, Schedule D, 1099-DA, or a filing position. A monthly report describes changes in the data on file. It is not a recommendation to buy, sell, or hold any asset.

CubeLedger, LLC is not a registered investment adviser, broker-dealer, tax preparer, or accounting firm. Nothing in the product is an offer to buy or sell a security, commodity, or digital asset. Nothing in the product is a tax opinion.

Cost basis shown next to a crypto position is computed inside the product with FIFO so a reader can see an estimate. It can differ from a broker 1099-DA, from a specific-identification method, and from a CPA conclusion. Self-transfers, wraps, and airdrops are modeled with the rules described in the product, and those rules are estimates.

The monthly report describes changes in stored figures: net worth, savings rate, category totals, concentration, and excluded transfers. It does not recommend an action. Benchmarks compare the same books with the prior month, not with a market index and not with other customers.

Customers should ask their own adviser, CPA, or attorney before they rely on a figure for a filing, a loan, a distribution, or a transaction. This page is a draft disclosure, not legal advice about how CubeLedger itself should be regulated.